Terms & Conditions — Investor First

Last Updated: August 14, 2025

1) Introduction

Welcome to Investor First (“ Investor First,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of our website investor-first.com, our investor portal, and any other related services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

2) Who we are

Investor First operates as a private investment platform connecting investors with curated private equity, real estate, and other alternative investment opportunities. We are not a registered broker-dealer, investment advisor, or exchange, unless otherwise stated in a specific offering’s disclosure documents.

3) Eligibility

You may use our Services only if you:

Are at least 18 years old (or the age of majority in your jurisdiction).

Have the legal capacity to enter into these Terms.

Use the Services in compliance with applicable laws and regulations.

If accessing investment offerings: meet the suitability and/or accredited investor requirements set out by U.S. securities laws or other applicable jurisdictional requirements.

We may require you to provide supporting documentation to verify eligibility.

4) No investment advice

Nothing on our website or in our communications should be considered investment, legal, tax, or financial advice. All investment decisions are your responsibility. You should consult your own qualified advisors before making any investment.

Investment offerings made available through our Services are private securities offerings that are subject to legal restrictions, involve significant risks (including loss of principal), and are not insured by the FDIC or any other government agency.

5) How our Services work

Through our Services, you may:

View general educational materials about investing.

Learn about specific investment opportunities (subject to eligibility verification).

Submit information to participate in offerings.

Communicate with our team regarding investments, events, and updates.

Some Services require you to create an account in our investor portal. You agree to:

Provide accurate, current, and complete information.

Maintain the confidentiality of your login credentials.

Notify us immediately of any unauthorized use of your account.

6) Offering documents control

If there is a conflict between these Terms and any offering materials (e.g., Private Placement Memorandum, Subscription Agreement), the offering materials control with respect to that investment.

7) User conduct

You agree not to:

Use the Services for any unlawful or fraudulent purpose.

Upload or transmit viruses, malware, or other harmful code.

Attempt to gain unauthorized access to our systems.

Interfere with the operation or security of the Services.

Misrepresent your identity, accreditation status, or other required information.

8) Intellectual property

All content on our website and Services—including text, images, logos, graphics, and software—is owned or licensed by Investor First and protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, display, or create derivative works from our content without our prior written consent, except for personal, non-commercial use.

9) Third-party services

Our Services may link to or integrate with third-party websites, investor portals, payment processors, or service providers. We are not responsible for their content, terms, or privacy practices. Your use of those services is subject to their own agreements.

10) Disclaimers

The Services are provided “as is” and “as available”, without warranties of any kind, express or implied.

We do not guarantee:

That the Services will be uninterrupted, secure, or error-free.

The performance of any investment.

The accuracy or completeness of information provided by third parties.

11) Limitation of liability

To the maximum extent permitted by law:

Investor First and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Services.

Our total liability for any claim related to the Services will not exceed the greater of: (a) $100 or (b) the amount you paid us for the Services in the 12 months before the claim.

12) Indemnification

You agree to defend, indemnify, and hold harmless Investor First and its affiliates from any claims, liabilities, damages, costs, and expenses (including attorneys’ fees) arising from your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

13) Modifications to the Terms

We may update these Terms from time to time. The “Last Updated” date at the top will reflect the latest changes. If changes are material, we will post a notice or notify you directly where appropriate. Continued use of the Services after changes means you accept the revised Terms.

14) Termination

We may suspend or terminate your access to the Services at any time, with or without cause, and without notice or liability. Upon termination, all provisions that should survive (e.g., intellectual property, disclaimers, limitations of liability, indemnification) will remain in effect.

15) Governing law & disputes

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Any disputes will be resolved exclusively in the state or federal courts located in Los Angeles County, California, and you consent to their jurisdiction.

16) Contact us

For questions about these Terms:

Email: [infoinvestorfirst@gmail.com]